The Capital Shop, commercial capital brokerage
Today's rates
  • 30-yr conventional7.43%natl avg
  • 30-yr FHA7.04%natl avg
  • 30-yr jumbo7.65%natl avg
  • DSCR7.375%from
  • Ground-up construction8.49%from
  • Hard money9.99%from
  • Rates as of Oct 19, 2026. See note

Last updated October 20, 2026

Privacy policy

This policy explains how The Capital Shop, operated by Josiah Diaz ("we," "us"), collects, uses, and protects information when you visit thecapitalshop.com, submit a form, chat with us, or receive text messages from us.

Information we collect

Information you give us: your name, email, phone number, company, location, and details about a financing request or partner application. Information collected automatically: basic device and usage data such as browser type, pages visited, and referring site.

How we use it

To respond to your inquiry, evaluate your financing request, review partner applications, send the messages you agreed to receive, improve our website, and meet legal obligations.

Who we share it with

We share your information with lenders or capital providers only to pursue financing you asked us to help with, and with service providers who run our website, CRM, and messaging on our behalf. We do not sell your personal information.

Text messaging (SMS)

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. Information may be shared with subcontractors that provide support services, such as customer service and messaging platforms, solely to deliver the messages you requested.

If you opt in, you may receive messages about your inquiry, financing request, or application, and occasional updates from The Capital Shop. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. Consent is not a condition of any purchase or service.

Cookies and analytics

We may use cookies and similar tools to keep the site working and understand how it's used. You can block cookies in your browser settings.

How we protect it

We use reasonable administrative and technical safeguards. No method of transmission over the internet is completely secure.

Your choices

You can ask us to access, correct, or delete your information, or stop contacting you, by using our contact page. Reply STOP to any text to stop messages.

Contact

Josiah Diaz, operating The Capital Shop.
Mailing address: 1407 Calle Del Norte, Laredo, TX 78041.
Office: 600 N Congress Ave, Austin, TX 78701. Phone: (512) 991-9133.
Email: jdiaz@mpirefi.com